Hi there. I’m Peter. I made my first million dollars at the age of 41 and by the age of 44, engineered my layoff with a lucrative severance package (because why the hell should you not walk away with free money). Was I some silicon valley software engineer making 6 figures right after graduating from school? No! Definitely not! I worked for a bank for 23 years with a starting salary of $21,000 back in 1997. I started this site because I want to:


  • show that investing can be done in a replicable, consistent, and profitable way;
  • show that you can do it while minimizing emotions, stress, and uncertainty. That you can start today, tomorrow, last year, 10 years ago and still come out ahead;
  • to track my own progress and keep myself honest and transparent by publishing every time I make some type of change;
  • explain my investing strategy to family, friends, and complete strangers in a scalable way and avoid having to repeat myself over and over and over and over again (did I say that out loud? Oops);
  • challenge pre-existing notions that exist within the FIRE world/community as well as outside of it;
  • learn from others who come through here. Just because I’ve had success, it doesn’t mean there are not better ways to invest in a replicable, consistent, and profitable way. I’m always interested to hear about different perspectives and approaches.


If you’re wondering about why this site is called FOMOTINA, it stands for Fear Of Missing Out, There Is No Alternative. At the time, I thought it would be fun to use an oxymoron because when it comes to investing, FOMO and TINA are the last thing you should have on the brain. Admittedly, that is precisely what is on most people’s brains when they think about investing, or more accurately, gambling.